Mortgage executives put optionality at heart of 2027 planning
A HousingWire report citing a 70% view among mortgage executives places strategic optionality at the centre of financing decisions as lenders and borrowers assess the path toward 2027.
Topic: #HousingMarket
56 storiesReporting and analysis grouped around #HousingMarket.
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What 107 dead pages reveal about content discipline in real estate finance
A review of 107 dormant web pages offers a hard lesson for property and lending businesses: a larger content library is not automatically a stronger digital asset when pages fail to earn attention or serve a clear user need.
Nearly 40% of London flats were resold at a loss over 12 months
Repeat-sales data points to mounting pressure in London’s flat market, where leasehold liabilities, building-safety concerns and rising service charges are weighing on resale values.
Property professionals back upfront homebuying information reforms
A survey of 300 property professionals found that 77% expect proposed homebuying reforms centred on upfront property information to bring positive change to transactions.
Study finds 43% of estate agency enquiries arrive after hours
A LightWork AI review of agency calls, emails and portal leads found that 43% were logged beyond the standard weekday 9am-to-5pm window, showing how often property interest emerges when offices are closed.
Older households held nearly $140 trillion in net worth, Bank of America says
Americans aged 55 and older have become an increasingly consequential economic group, with households led by people in that age range holding close to $140 trillion in net worth in the second quarter of 2026.
FICO plans 15% workforce cut and fewer management layers
FICO is set to reduce its workforce by 15% and simplify its management structure as regulators and major lenders give greater consideration to competing credit-score models.
Hive MLS to show buyer demand before properties reach the market
A December rollout will give nearly 20,000 Hive MLS brokers and appraisers in six Southeastern states access to buyer-demand signals before a property is listed, adding an early input for market decisions.
UWM removes minimum credit score overlay for agency loans
United Wholesale Mortgage will no longer apply its own minimum credit score threshold to eligible agency and government-backed mortgages, relying instead on automated underwriting findings.
Non-QM lending widens financing paths as broker options grow
Bank-statement and debt-service coverage ratio programs are expanding the tools brokers can offer borrowers whose income or property profiles do not fit standard mortgage rules.